Customers One KYC — pay across the StixPay network →

One account. Thousands of merchants.

StixPay is your payment identity across merchants. Complete KYC once for all connected providers — then checkout, top up, and pay without starting over each time.

Your account works wherever a merchant accepts StixPay — subject to provider checks and local rules.

How it works

Three simple steps

Built for shoppers and wallet users — not for integrating APIs.

Create your account

Sign in or open an account from a merchant checkout, or from your StixPay customer space.

Verify once

Complete a single customer KYC. It covers the payment providers behind StixPay — so you are not asked the same questions at every shop.

Pay everywhere

Use your verified profile at merchants on the network — cards, bank pay, or on-ramp — without repeating the full identity journey.

Identity

One KYC for every provider

Payment providers each need to know who you are. StixPay runs one customer verification that travels with you across the rails we connect — so merchants can accept you faster, and you avoid redoing KYC at every store.

  • Shared customer KYC across connected on-ramp and payment providers
  • Clear status in your customer space — pending, in review, or approved
  • Extra checks only when a provider or amount requires them

Pay anywhere

Pay at merchants you already use

Merchants plug into StixPay to accept payments. You keep one customer profile — so moving from one shop to the next does not mean a new signup and a new document upload every time.

Checkout

Pay at a merchant that offers StixPay — your verified account speeds up the flow.

Top up & wallet

Fund your balance when the merchant enables it — same KYC, same login.

On-ramp

Buy crypto with fiat where available — without a separate identity process for each provider.

Why StixPay

Simple for you. Serious about compliance.

We sit between you and the payment providers merchants use — so you get a clear customer experience, and they stay compliant.

No repeated KYC

Verify once for the providers in the network. Reuse that status when you pay elsewhere on StixPay.

One login

Access your customer space to see transactions, KYC status, and payment history across merchants.

Built for real checkouts

Cards, bank transfer, and on-ramp options depend on what each merchant enables — you only see what you can use.

Privacy with purpose

Identity data is collected for regulated payment flows — not for spam. See our privacy policy for details.

FAQ

Common questions

Do I need a new KYC for every merchant?

No. Complete KYC once with StixPay and use the same approved identity across connected merchants and payment providers.

Can I top up with crypto?

Where enabled, you can top up via fiat-to-crypto on-ramp providers connected to the StixPay network after your KYC is approved.

Ready to pay with StixPay?

Sign in to your customer space — or start from a merchant that already uses StixPay.